Kristen Howell

Kristen’s super power is de-mystifying insurance benefits. She is an expert in the needs of small to mid-sized business – which includes taking on the complexities of employee benefits, providing trusted advice, and allowing clients to focus on growing their business.

After receiving her undergraduate degree from the University of North Texas, she began her post-graduate work at UT, and made Austin her home. She began her career in commercial employee benefits in 2005 working for one of the largest insurance carriers in the country, focused in the small to mid-sized market. In 2012, she joined the Cuatro Benefits team, and has used her prior experience as a carrier representative to work closely with clients to understand, design, and offer competitive benefits packages to their employees.

Kristen’s family has called Texas home for many generations; and being a true Texan, she likes to spend her free time with her husband and two kids enjoying football (Hook ‘em), eating chips and queso, and exploring the Hill Country.

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